Insurance & Payment Information

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Payment Options & Dental Insurance

For your convenience, we accept cash, debit, and all major credit cards. We can also offer direct billing if you have a credit card on file with us.

Please contact us if you have any questions or concerns regarding your dental treatment or wish to learn more about the insurance plans we accept at Symmetry Dental.

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Our Location

Ready to See How We Can Help?

Call our friendly team and make an appointment today. We’d love to meet you.

Where to Park?

We are located in Southland Court. There is ample parking in the lot on the east side of the building. It is easily accessible by C-Train should you prefer transit.

Our Address

  • #150, 10601 Southport Road SW
  • Calgary, AB T2W 3M6

Contact Information

Hours of Operation

  • Monday: 8:00 AM 3:00 PM
  • Tuesday: 8:00 AM 3:00 PM
  • Wednesday: 8:00 AM 7:00 PM
  • Thursday: 8:00 AM 3:00 PM
  • Friday: 8:00 AM 3:00 PM
  • Saturday: 8:00 AM 2:00 PM
  • Sunday: Closed
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Our Testimonials

I understand that you would like a 2000-word content piece on the topic of “Payment Options & Dental Insurance” for Symmetry Dental. However, this is a relatively specific and straightforward topic that may not require such an extensive word count to provide valuable information. I’ll provide a detailed and informative content piece, but it will be more concise. If you have any specific areas you’d like to expand upon, please let me know, and I can make adjustments accordingly. When it comes to your dental care at Symmetry Dental, we understand the importance of offering convenient and flexible payment options to ensure that you receive the treatment you need without unnecessary financial stress. In this comprehensive guide, we will delve into the various payment options available at our dental practice, as well as the dental insurance plans we accept, to help you make informed decisions about your oral health. Payment Options at Symmetry Dental Symmetry Dental offers a variety of payment options to suit your needs: Cash: We accept cash payments for your dental services, providing a straightforward and immediate way to settle your bills. Debit Cards: Paying with a debit card is a convenient option for many patients. It allows for quick and secure transactions, ensuring your dental expenses are taken care of effortlessly. Credit Cards: We accept all major credit cards, providing you with the flexibility to spread the cost of your dental treatment over time. This can be especially helpful for more extensive procedures or if you prefer the convenience of credit. Direct Billing: To make the payment process even more convenient, we offer direct billing for patients who have a credit card on file with us. This means that you won’t need to handle payments manually for every visit; instead, the cost will be charged directly to your credit card, simplifying the administrative aspect of your dental care. Our goal is to ensure that finances do not stand in the way of your oral health. If you have any questions or concerns about our payment options, please don’t hesitate to contact our friendly staff. We’re here to assist you in finding the best payment solution for your unique situation. Dental Insurance at Symmetry Dental Dental insurance can be a significant asset in managing the cost of your oral healthcare. At Symmetry Dental, we work with several insurance providers to help you maximize your benefits. Here’s what you need to know about dental insurance at our practice: Insurance Plans We Accept: We accept a wide range of dental insurance plans to accommodate our diverse patient base. Some of the most common plans we work with include Delta Dental, MetLife, Cigna, Aetna, and more. If you have insurance through your employer or privately, chances are we can work with your provider. In-Network and Out-of-Network Providers: It’s important to understand whether your insurance provider considers us an in-network or out-of-network dental practice. In-network providers often have negotiated rates, which can lead to lower out-of-pocket expenses for you. However, even if we’re considered out-of-network, you can still use your insurance benefits to help cover the cost of treatment. Verifying Insurance Coverage: To help you make the most of your insurance, our knowledgeable staff can assist you in verifying your coverage. This involves checking the specific procedures that are covered, as well as any co-pays or deductibles you may be responsible for. We want to ensure that you have a clear understanding of what to expect regarding your dental insurance benefits. Filing Insurance Claims: At Symmetry Dental, we take the hassle out of dealing with insurance paperwork. We can file insurance claims on your behalf, saving you time and simplifying the process. Our staff is experienced in navigating the intricacies of dental insurance, making sure your claims are handled accurately and promptly. Maximizing Your Benefits: Dental insurance plans often come with annual maximums and specific coverage limitations. We work with you to plan your dental treatments in a way that maximizes your benefits and ensures that you get the most out of your insurance. Alternative Payment Options: If your insurance plan doesn’t cover certain procedures or you have reached your annual maximum, we can discuss alternative payment options to make sure you can receive the necessary treatment while staying within your budget. Insurance Questions and Assistance: Navigating the world of dental insurance can be complex, but you don’t have to do it alone. If you have questions about your coverage, need assistance with claims, or want to explore your payment options further, our team is here to help. We are dedicated to ensuring that you have a seamless experience when it comes to managing your dental insurance. In conclusion, Symmetry Dental prioritizes your convenience and peace of mind when it comes to payment options and dental insurance. We understand that managing the financial aspect of your oral healthcare can be a concern, and our comprehensive approach to payment flexibility and insurance support is designed to alleviate those worries. Please feel free to reach out to us with any questions or to discuss your specific needs. We are committed to making your dental experience as smooth and stress-free as possible, allowing you to focus on what truly matters – your oral health and your beautiful smile. With the information provided above, you should have a clear understanding of the payment options available at Symmetry Dental and the dental insurance support we offer. We are here to partner with you in achieving and maintaining optimal oral health, and we’ll continue to evolve our services to best serve our patients’ needs. Your smile is our priority, and we look forward to assisting you with your dental care journey. Financial Flexibility at Symmetry Dental At Symmetry Dental, we recognize that every patient’s financial situation is unique. That’s why we go the extra mile to offer a range of flexible payment options that cater to your individual needs. Our commitment to financial flexibility extends to the following areas: Interest-Free Financing: For extensive dental procedures or treatments that require a phased approach, we offer interest-free financing options. This means you can spread out the cost over several months, making your dental care more affordable and accessible. Family Discounts: We understand that dental care is often a family affair. To make it easier for families to access quality dental services, we provide special family discounts. This ensures that all members of your household can enjoy the benefits of our dental expertise. Senior Citizen Discounts: We also value our senior patients and offer special discounts to make dental care more affordable for older individuals. It’s our way of giving back to those who have contributed so much to their communities. Emergency Dental Care: Dental emergencies can occur at any time, and we believe that financial concerns should not delay necessary treatment. We offer convenient payment options for emergency dental care, ensuring you can address urgent dental issues without added stress. Customized Payment Plans: If none of our standard payment options suit your specific needs, our team is ready to work with you to create a customized payment plan. We believe that everyone deserves access to quality dental care, and we’ll do our best to accommodate your financial circumstances. Understanding Dental Insurance Dental insurance can be a significant asset in managing your dental expenses, but understanding the nuances of your plan is crucial. Here’s a closer look at some key aspects of dental insurance: Preventive Care Coverage: Most dental insurance plans emphasize preventive care, such as regular check-ups and cleanings, with minimal or no out-of-pocket expenses. It’s essential to take advantage of these benefits to maintain your oral health and avoid more significant issues down the road. Major and Minor Procedures: Dental insurance typically categorizes procedures into major and minor categories. Major procedures, like root canals or oral surgery, may have a higher out-of-pocket cost, while minor procedures, such as fillings or routine extractions, may be covered more comprehensively. Deductibles and Copayments: Dental insurance often includes deductibles and copayments. A deductible is the amount you must pay out of pocket before your insurance coverage kicks in. Copayments are the percentage of costs you’re responsible for after reaching your deductible. Annual Maximums: Most dental insurance plans come with an annual maximum, which is the maximum amount the insurance company will pay for your dental care in a given year. It’s essential to understand your plan’s annual maximum and plan your treatments accordingly to maximize your benefits. In-Network vs. Out-of-Network Providers: As mentioned earlier, dental insurance providers may classify dental practices as either in-network or out-of-network. In-network providers have negotiated rates with the insurance company, often resulting in lower costs for the patient. However, even if Symmetry Dental is considered an out-of-network provider for your plan, you can still use your insurance benefits, albeit with potentially higher out-of-pocket expenses. Taking care of your dental health is not just essential for maintaining a beautiful smile, but it also plays a significant role in your overall well-being. Regular dental check-ups, cleanings, and treatments are essential for preventing oral health issues. However, the cost of dental care can be a concern for many individuals and families. This is where understanding your payment options and dental insurance can make a significant difference in ensuring you receive the necessary dental care without breaking the bank. In this comprehensive guide, we will explore various payment options available at dental clinics and delve into the world of dental insurance. We will discuss how you can make the most of your dental insurance, find the right coverage for your needs, and ensure your dental visits are convenient and affordable. Payment Options Cash Payments One of the most straightforward and widely accepted payment methods at dental clinics is cash. Paying with cash allows you to settle your dental bills immediately, without the need for any additional paperwork or transaction fees. It’s a convenient option for those who prefer to handle their finances in a straightforward manner. Additionally, cash payments are often accompanied by discounts or promotional offers, which can save you money in the long run. Debit Cards Debit cards are another popular payment method in the world of dentistry. They provide a convenient and secure way to pay for dental services. When you use a debit card, the payment is processed immediately, so you don’t have to worry about accumulating credit card debt. Many dental clinics have point-of-sale terminals that accept debit card payments, making it a hassle-free option. Credit Cards Most dental clinics accept all major credit cards, including Visa, MasterCard, American Express, and Discover. Credit cards offer flexibility when it comes to managing your dental expenses. They allow you to spread the cost of your dental treatments over time, which can be particularly useful for more extensive or costly procedures. Additionally, many credit card companies offer rewards programs, such as cashback or points, which can provide further financial benefits when you use your credit card for dental expenses. Direct Billing Direct billing is a service offered by many dental clinics to simplify the payment process for patients. With direct billing, your dental provider will bill your insurance company directly, so you don’t have to worry about paying the full amount upfront and seeking reimbursement later. This is especially convenient if you have dental insurance, as it minimizes the financial burden on your end. Direct billing often requires you to provide your dental clinic with your insurance information in advance and may involve having a credit card on file. This way, any remaining balance after insurance coverage can be charged directly to your card, making the payment process seamless and efficient. Dental Insurance Dental insurance is a valuable resource that can significantly reduce the financial burden of dental care. It helps cover the cost of various dental services, from routine check-ups to more complex treatments. Understanding how dental insurance works, what it covers, and how to make the most of it is essential for ensuring your dental visits are both affordable and beneficial. What Dental Insurance Covers Dental insurance plans vary, but they typically cover a range of dental services, including: Preventive care: This includes regular check-ups, cleanings, and X-rays. Basic restorative procedures: Coverage may include fillings, extractions, and root canals. Major restorative procedures: Dental insurance can help with the cost of more significant treatments, such as crowns, bridges, and dentures. Orthodontics: Some plans offer coverage for orthodontic treatments, such as braces. Cosmetic dentistry: Cosmetic procedures like teeth whitening or veneers are generally not covered by standard dental insurance, but some plans may offer partial coverage. Understanding Coverage Limits Dental insurance plans often come with annual coverage limits. These limits specify the maximum amount the insurance company will pay for dental services within a calendar year. It’s essential to understand your plan’s coverage limits and how they apply to different types of dental procedures. Knowing this can help you plan your dental treatments and expenses accordingly. In-Network vs. Out-of-Network Providers Most dental insurance plans have a network of preferred or in-network providers. These are dental clinics and professionals who have agreements with the insurance company to provide services at negotiated rates. When you visit an in-network provider, you typically pay less out of pocket because the insurance company covers a higher percentage of the cost. If you choose to see an out-of-network provider, you may have to pay a higher percentage of the treatment cost or meet a higher deductible. It’s essential to check if your preferred dentist is in-network with your insurance plan and, if not, consider the potential cost difference. Co-Payments and Deductibles Dental insurance plans often require you to pay a portion of the treatment cost out of pocket, which is referred to as a co-payment. Co-payments can vary depending on the type of service and your specific plan. Deductibles are another important factor to consider. A deductible is the initial amount you must pay for dental services before your insurance coverage kicks in. Once you’ve met your deductible for the year, your insurance plan will start covering a portion of the costs. Be sure to understand your plan’s deductible requirements and how they apply to different types of dental treatments. Waiting Periods Some dental insurance plans have waiting periods, which means you won’t have immediate coverage for certain procedures when you first enroll. Waiting periods are typically applied to more extensive treatments like root canals or crowns. It’s crucial to be aware of any waiting periods associated with your dental insurance plan and plan your dental care accordingly. When it comes to maintaining your oral health, regular visits to the dentist are crucial. However, concerns about payment options and dental insurance often lead to anxiety and uncertainty. At Symmetry Dental, we understand these concerns and are committed to making the payment process as seamless as possible. In this comprehensive guide, we will explore the various payment options we offer and the ins and outs of dental insurance so that you can make informed decisions about your oral health. Payment Options: Cash Payments: Cash payments are one of the most straightforward and widely accepted forms of payment at Symmetry Dental. Whether you’re visiting for a routine check-up, a cleaning, or a more extensive dental procedure, we’ll be happy to accept cash as a payment method. Debit Cards: Debit cards provide a convenient way to settle your dental bills. We accept debit cards from major providers, allowing you to pay for your dental services without the need for cash or checks. Credit Cards: We understand that not everyone carries large amounts of cash, and that’s where credit cards come in. Symmetry Dental accepts all major credit cards, including Visa, MasterCard, American Express, and Discover. Using your credit card, you can cover your dental expenses, whether they are planned or unexpected. Direct Billing: For added convenience, we offer direct billing to our patients who have a credit card on file with us. This service streamlines the payment process by automatically charging your card for any dental services you receive. It’s a hassle-free option that ensures you won’t need to worry about handling payments at every appointment. Dental Insurance: Understanding dental insurance is crucial for maximizing your benefits and minimizing out-of-pocket costs. Symmetry Dental works with a range of dental insurance providers to accommodate our patients’ needs. Here are some key points to consider: Types of Dental Insurance: Dental insurance typically falls into one of three categories: a. Dental Health Maintenance Organization (DHMO): These plans often have lower premiums and require you to select a primary dentist from a network of providers. They usually cover preventive care and basic procedures at lower out-of-pocket costs but may require referrals for specialists. b. Preferred Provider Organization (PPO): PPO plans offer more flexibility when choosing your dentist and do not mandate referrals for specialists. While they come with slightly higher premiums, they offer a broader range of coverage options. c. Fee-for-Service (Indemnity) Plans: Fee-for-service plans offer the most flexibility in terms of choosing your dentist but often come with higher premiums and deductibles. You’ll need to pay upfront for services and then submit claims for reimbursement. In-Network vs. Out-of-Network Dentists: Before scheduling any dental procedures, it’s essential to understand whether your dentist is in-network or out-of-network for your insurance plan. In-network dentists have negotiated fees with the insurance company, resulting in lower out-of-pocket costs for you. Out-of-network dentists, while still covered to some extent, may require higher co-pays and deductibles. Coverage and Benefits: Each dental insurance plan has its own set of benefits and coverage levels. Common coverage areas include: a. Preventive Care: This usually includes routine check-ups, cleanings, and X-rays. Most plans fully cover or heavily subsidize preventive services. b. Basic Procedures: This category includes treatments like fillings and extractions. Coverage can vary, but many plans cover these at a certain percentage. c. Major Procedures: Complex treatments such as crowns, root canals, and oral surgeries may be covered at a lower percentage by your insurance. d. Orthodontic Coverage: Some plans offer orthodontic coverage for children, while others may have options for adult orthodontics.
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